{"product_id":"503020-budget-spreadsheet-monthly-60506","title":"50\/30\/20 Budget Spreadsheet: Monthly Paycheck Planner (Google Sheets)","description":"\u003cp\u003eMaster the 50\/30\/20 rule the easy way — with a full budgeting system, not just a single tab. 🌿\u003c\/p\u003e\n\u003cp\u003eThe EasyVault 50\/30\/20 Budget Spreadsheet turns the popular needs-wants-savings rule into a complete, beautiful Google Sheets system. Set your income, tag every category, and watch your real 50\/30\/20 split appear live — with adjustable targets, a paycheck splitter, expense tracking, bills, debt, savings goals, and 9 charts across 9 tabs. Designed in a soft pastel palette that's a joy to use.\u003c\/p\u003e\n\u003cp\u003e✦ WHY THIS BEATS A ONE-TAB TRACKER:\u003cbr\u003e\nMost 50\/30\/20 templates are a single tab where you type numbers. EasyVault gives you a connected system: log an expense once and it flows into your budget, your dashboard, and your 50\/30\/20 breakdown automatically. Get paid biweekly? The paycheck splitter divides every check by your rule instantly.\u003c\/p\u003e\n\u003cp\u003e✦ WHAT'S INSIDE (9 TABS):\u003c\/p\u003e\n\u003cp\u003e🌿 Welcome — The 50\/30\/20 rule made simple, with a quick-start guide\u003cbr\u003e\n💵 Income \u0026amp; Paychecks — Log income and auto-split each paycheck 50\/30\/20\u003cbr\u003e\n📝 Budget Planner — Tag every category Needs \/ Wants \/ Savings \u0026amp; set your plan\u003cbr\u003e\n📊 Dashboard — Your live 50\/30\/20 breakdown with adjustable targets ⭐\u003cbr\u003e\n🧾 Expense Tracker — 150-row log that auto-splits your spending\u003cbr\u003e\n🧾 Bills \u0026amp; Debt — Track recurring bills and pay down debt\u003cbr\u003e\n🎯 Savings Goals — Grow your 20% with visual progress bars\u003cbr\u003e\n📈 Annual Trends — Your 50\/30\/20 balance \u0026amp; savings rate across the year\u003cbr\u003e\n📒 Guide \u0026amp; Notes — The rule explained, plus your personal notes\u003c\/p\u003e\n\u003cp\u003e✦ KEY FEATURES:\u003cbr\u003e\n• Adjustable targets — keep the classic 50\/30\/20, or switch to 70\/20\/10, 60\/20\/20, or your own\u003cbr\u003e\n• Automatic needs\/wants\/savings breakdown with over\/under\/on-track status\u003cbr\u003e\n• Paycheck splitter for weekly \u0026amp; biweekly budgeters\u003cbr\u003e\n• 150-row expense tracker that feeds everything automatically\u003cbr\u003e\n• Bills tracker + debt payoff with breakdown pie charts\u003cbr\u003e\n• 8 savings goals with progress tracking\u003cbr\u003e\n• Annual trends + a savings-rate line chart\u003cbr\u003e\n• 9 charts total — doughnut, pie, bar \u0026amp; line — across the workbook\u003cbr\u003e\n• Soft pastel design (sage, peach, lavender, sky)\u003cbr\u003e\n• Works on desktop, tablet \u0026amp; mobile\u003c\/p\u003e\n\u003cp\u003e✦ CHARTS \u0026amp; VISUALS (9 total):\u003cbr\u003e\n• Doughnut — Target 50\/30\/20 split\u003cbr\u003e\n• Pie — Your actual needs\/wants\/savings breakdown\u003cbr\u003e\n• Bar — Target vs actual by type\u003cbr\u003e\n• Bar — Planned vs actual by category\u003cbr\u003e\n• Pie — Debt breakdown\u003cbr\u003e\n• Pie — Bills breakdown\u003cbr\u003e\n• Bar — Savings goal progress\u003cbr\u003e\n• Line — 50\/30\/20 over the year\u003cbr\u003e\n• Line — Savings rate trend\u003c\/p\u003e\n\u003cp\u003e✦ BONUS INCLUDED:\u003cbr\u003e\nA prefilled SAMPLE spreadsheet shows the whole system working — income, expenses, budget, bills, debt, savings goals \u0026amp; annual trends — so you can see exactly how it flows before adding your own numbers.\u003c\/p\u003e\n\u003cp\u003e✦ HOW TO USE:\u003cbr\u003e\n1. Purchase \u0026amp; download the PDF with your Google Sheets link\u003cbr\u003e\n2. Click the link and go to File → Make a Copy\u003cbr\u003e\n3. Enter your income and (optionally) adjust your 50\/30\/20 targets\u003cbr\u003e\n4. Tag each category Needs\/Wants\/Savings and set your budget\u003cbr\u003e\n5. Log expenses — your live 50\/30\/20 dashboard does the rest!\u003c\/p\u003e\n\u003cp\u003e✦ WHAT YOU GET:\u003cbr\u003e\n• 1x 50\/30\/20 Budget Spreadsheet (Google Sheets — blank)\u003cbr\u003e\n• 1x BONUS Sample Spreadsheet (Google Sheets — prefilled)\u003cbr\u003e\n• Step-by-step instructions included\u003c\/p\u003e\n\u003cp\u003e✦ REQUIREMENTS:\u003cbr\u003e\n• Free Google account (works with Google Sheets)\u003cbr\u003e\n• Also opens in Excel\u003cbr\u003e\n• Works with any currency\u003cbr\u003e\n• Works on any device with internet access\u003c\/p\u003e\n\u003cp\u003e✦ PERFECT FOR:\u003cbr\u003e\nBeginners learning the 50\/30\/20 rule • Monthly \u0026amp; paycheck budgeters • Anyone who wants needs\/wants\/savings clarity • Couples \u0026amp; families • People who love a clean pastel aesthetic\u003c\/p\u003e\n\u003cp\u003e✦ WHY EASYVAULT?\u003cbr\u003e\nWhere others give you one tab, we give you a complete, connected 50\/30\/20 system with 9 charts — beautiful, automatic, and adjustable — for just $7.99.\u003c\/p\u003e\n\u003cp\u003e⚖️ DISCLAIMER:\u003cbr\u003e\nThis product is for informational purposes only. EasyVault does not provide financial, tax, or legal advice. Please consult a licensed professional for personalized guidance.\u003c\/p\u003e\n\u003cp\u003ePlease note: This is a DIGITAL product. No physical item will be shipped. Listing images show example data for demonstration; the template is blank and ready for your input (a prefilled sample is included too).\u003c\/p\u003e\n\u003cp\u003e© EasyVault. All rights reserved. Personal use only.\u003cbr\u003e\nThank you for your purchase! We'd love a ⭐⭐⭐⭐⭐ review!\u003c\/p\u003e","brand":"EasyVault","offers":[{"title":"Default Title","offer_id":49844373913828,"sku":"EV-FIN-3.12","price":7.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0837\/7516\/0548\/files\/il_fullxfull.8473159805_rspb.jpg?v=1789194097","url":"https:\/\/easyvault.store\/products\/503020-budget-spreadsheet-monthly-60506","provider":"EasyVault","version":"1.0","type":"link"}