{"product_id":"paycheck-budget-planner-2026-biweekly-76494","title":"Paycheck Budget Planner 2026 | Biweekly Bill Tracker, 50\/30\/20 Calculator (Digital Download)","description":"\u003cp\u003e💰 Stop budgeting monthly. Start budgeting by PAYCHECK.\u003c\/p\u003e\n\u003cp\u003eMost budget spreadsheets force you to think in monthly terms — but if you get paid biweekly, weekly, or semi-monthly, your money doesn't work that way. This Paycheck Budget Spreadsheet lets you allocate every dollar of each paycheck BEFORE you spend it. Zero-based budgeting, made beautiful.\u003c\/p\u003e\n\u003cp\u003eWith 10 tabs including a duplicatable paycheck template, 50\/30\/20 calculator, bill calendar, debt tracker, savings tracker, and pie charts — this is the most complete paycheck budget on Etsy.\u003c\/p\u003e\n\u003cp\u003e📂 10 TABS INCLUDED\u003c\/p\u003e\n\u003cp\u003e📖 Instructions — Step-by-step guide with tips for paycheck budgeting.\u003cbr\u003e\n⚙️ Setup — Name, currency, pay frequency, bill categories, expense categories.\u003cbr\u003e\n📊 Dashboard — Annual overview with Income vs Outgoing bar chart.\u003cbr\u003e\n💰 Paycheck Budget — THE MAIN TAB. Enter income → allocate to bills, expenses, savings → see what's left. Includes a pie chart showing where your paycheck goes. DUPLICATE this tab for each new paycheck!\u003cbr\u003e\n📝 Transactions — 60-row log for every income and expense entry.\u003cbr\u003e\n🗓️ Bill Calendar — 20 bills × 12 months with due dates and auto-pay tracking.\u003cbr\u003e\n🏦 Savings Tracker — 8 sinking funds with % progress and colour-coded status.\u003cbr\u003e\n💳 Debt Tracker — Snowball \u0026amp; Avalanche strategies with 8 debt slots.\u003cbr\u003e\n📈 50\/30\/20 Rule — Auto-calculator: enter your paycheck, see Needs\/Wants\/Savings split with pie chart.\u003cbr\u003e\n📋 Monthly Summary — Combine all paychecks into one monthly view with bar chart.\u003c\/p\u003e\n\u003cp\u003e⚡ KEY FEATURES\u003c\/p\u003e\n\u003cp\u003e✅ Zero-based budgeting — allocate every dollar, see leftover instantly\u003cbr\u003e\n✅ Duplicatable paycheck tab — right-click → duplicate for each pay period\u003cbr\u003e\n✅ Works for weekly, biweekly, semi-monthly, or monthly pay\u003cbr\u003e\n✅ 50\/30\/20 auto-calculator with visual pie chart\u003cbr\u003e\n✅ 3 live charts (2 pie + 2 bar)\u003cbr\u003e\n✅ 129 auto-calculating formulas\u003cbr\u003e\n✅ Rollover tracking from previous paycheck\u003cbr\u003e\n✅ Bill due dates aligned with pay dates\u003cbr\u003e\n✅ Colour-coded conditional formatting (green\/red)\u003cbr\u003e\n✅ Works in any currency\u003cbr\u003e\n✅ Blush pink aesthetic\u003c\/p\u003e\n\u003cp\u003e📥 HOW IT WORKS\u003c\/p\u003e\n\u003cp\u003e1. Purchase \u0026amp; download the PDF\u003cbr\u003e\n2. Click the Google Sheets link\u003cbr\u003e\n3. File → Make a Copy\u003cbr\u003e\n4. Go to Setup — enter your details\u003cbr\u003e\n5. Open Paycheck Budget tab — allocate your pay!\u003cbr\u003e\n6. Duplicate the tab for each new paycheck\u003c\/p\u003e\n\u003cp\u003e⚠️ PLEASE NOTE\u003c\/p\u003e\n\u003cp\u003e→ DIGITAL DOWNLOAD — no physical product shipped.\u003cbr\u003e\n→ Google Sheets only (free Google account required).\u003cbr\u003e\n→ Listing images show sample data — template includes starter categories.\u003cbr\u003e\n→ Personal use only.\u003c\/p\u003e\n\u003cp\u003e💕 Thank you for choosing EasyVault! © EasyVault. All Rights Reserved.\u003c\/p\u003e","brand":"EasyVault","offers":[{"title":"Default Title","offer_id":49844373684452,"sku":"EV-FIN-2.1","price":9.59,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0837\/7516\/0548\/files\/il_fullxfull.8537565103_rudi.jpg?v=1789194091","url":"https:\/\/easyvault.store\/products\/paycheck-budget-planner-2026-biweekly-76494","provider":"EasyVault","version":"1.0","type":"link"}