50/30/20 Budget Spreadsheet: Monthly Paycheck Planner (Google Sheets)

Master the 50/30/20 rule the easy way — with a full budgeting system, not just a single tab. 🌿

The EasyVault 50/30/20 Budget Spreadsheet turns the popular needs-wants-savings rule into a complete, beautiful Google Sheets system. Set your income, tag every category, and watch your real 50/30/20 split appear live — with adjustable targets, a paycheck splitter, expense tracking, bills, debt, savings goals, and 9 charts across 9 tabs. Designed in a soft pastel palette that's a joy to use.

✦ WHY THIS BEATS A ONE-TAB TRACKER:
Most 50/30/20 templates are a single tab where you type numbers. EasyVault gives you a connected system: log an expense once and it flows into your budget, your dashboard, and your 50/30/20 breakdown automatically. Get paid biweekly? The paycheck splitter divides every check by your rule instantly.

✦ WHAT'S INSIDE (9 TABS):

🌿 Welcome — The 50/30/20 rule made simple, with a quick-start guide
💵 Income & Paychecks — Log income and auto-split each paycheck 50/30/20
📝 Budget Planner — Tag every category Needs / Wants / Savings & set your plan
📊 Dashboard — Your live 50/30/20 breakdown with adjustable targets ⭐
🧾 Expense Tracker — 150-row log that auto-splits your spending
🧾 Bills & Debt — Track recurring bills and pay down debt
🎯 Savings Goals — Grow your 20% with visual progress bars
📈 Annual Trends — Your 50/30/20 balance & savings rate across the year
📒 Guide & Notes — The rule explained, plus your personal notes

✦ KEY FEATURES:
• Adjustable targets — keep the classic 50/30/20, or switch to 70/20/10, 60/20/20, or your own
• Automatic needs/wants/savings breakdown with over/under/on-track status
• Paycheck splitter for weekly & biweekly budgeters
• 150-row expense tracker that feeds everything automatically
• Bills tracker + debt payoff with breakdown pie charts
• 8 savings goals with progress tracking
• Annual trends + a savings-rate line chart
• 9 charts total — doughnut, pie, bar & line — across the workbook
• Soft pastel design (sage, peach, lavender, sky)
• Works on desktop, tablet & mobile

✦ CHARTS & VISUALS (9 total):
• Doughnut — Target 50/30/20 split
• Pie — Your actual needs/wants/savings breakdown
• Bar — Target vs actual by type
• Bar — Planned vs actual by category
• Pie — Debt breakdown
• Pie — Bills breakdown
• Bar — Savings goal progress
• Line — 50/30/20 over the year
• Line — Savings rate trend

✦ BONUS INCLUDED:
A prefilled SAMPLE spreadsheet shows the whole system working — income, expenses, budget, bills, debt, savings goals & annual trends — so you can see exactly how it flows before adding your own numbers.

✦ HOW TO USE:
1. Purchase & download the PDF with your Google Sheets link
2. Click the link and go to File → Make a Copy
3. Enter your income and (optionally) adjust your 50/30/20 targets
4. Tag each category Needs/Wants/Savings and set your budget
5. Log expenses — your live 50/30/20 dashboard does the rest!

✦ WHAT YOU GET:
• 1x 50/30/20 Budget Spreadsheet (Google Sheets — blank)
• 1x BONUS Sample Spreadsheet (Google Sheets — prefilled)
• Step-by-step instructions included

✦ REQUIREMENTS:
• Free Google account (works with Google Sheets)
• Also opens in Excel
• Works with any currency
• Works on any device with internet access

✦ PERFECT FOR:
Beginners learning the 50/30/20 rule • Monthly & paycheck budgeters • Anyone who wants needs/wants/savings clarity • Couples & families • People who love a clean pastel aesthetic

✦ WHY EASYVAULT?
Where others give you one tab, we give you a complete, connected 50/30/20 system with 9 charts — beautiful, automatic, and adjustable — for just $7.99.

⚖️ DISCLAIMER:
This product is for informational purposes only. EasyVault does not provide financial, tax, or legal advice. Please consult a licensed professional for personalized guidance.

Please note: This is a DIGITAL product. No physical item will be shipped. Listing images show example data for demonstration; the template is blank and ready for your input (a prefilled sample is included too).

© EasyVault. All rights reserved. Personal use only.
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