Small Business Startup Cost Calculator: Budget, Funding, Cash Runway (Google Sheets/Excel)

Launch your business with confidence! This all-in-one Startup Cost Calculator helps you plan every dollar — one-time launch costs, monthly operating expenses, funding sources, your funding gap, cash runway, and break-even point. Know exactly how much capital you need and how long your money will last BEFORE you open your doors. Every total, chart, and calculation updates automatically.

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🗂️ 12 SPREADSHEET TABS + FULL SETUP INSTRUCTIONS 🗂️

✓ Instructions — Step-by-step setup guide with pro tips
✓ Setup — Business info, cost categories, and funding types
✓ One-Time Costs — Every upfront launch cost (equipment, legal, permits & more)
✓ Monthly Operating Costs — Recurring bills, auto-annualized (×12)
✓ Funding Sources — Savings, loans, investors, and grants
✓ Startup Summary — Total capital required, funding available, and your gap
✓ Cost Dashboard — KPIs plus cost breakdowns and funding charts
✓ Cash Runway — Monthly burn rate and how many months your cash lasts
✓ Break-Even Analysis — How many sales you need to cover costs
✓ 12-Month Forecast — Project revenue vs expenses across year one
✓ Budget vs Actual — Compare planned spending against real spending
✓ Funding & Loan Tracker — Loan amounts, rates, and auto-calculated payments

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💼 KEY FEATURES 💼

⚡ AUTO CALCULATIONS — every total and metric updates as you type
💰 ONE-TIME + RECURRING COSTS — separated properly, never mixed up
🏦 FUNDING GAP ANALYSIS — instantly see if you're funded or need to raise more
⏳ CASH RUNWAY & BURN RATE — know exactly how many months your money lasts
⚖️ BREAK-EVEN ANALYSIS — find the sales volume where you start profiting
📈 12-MONTH FORECAST — visualize your path to profitability
🎯 BUDGET VS ACTUAL — track planned vs real spending after launch
🏛️ LOAN CALCULATOR — PMT formula auto-calculates payments & total interest
📊 9 VISUAL CHARTS — cost breakdowns, funding mix, forecast & break-even
📆 AUTO-ANNUALIZED — monthly costs multiply to yearly automatically
🧾 ESTIMATED VS ACTUAL — track your real spending against your plan

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🚀 PERFECT FOR 🚀

‣ Aspiring entrepreneurs & first-time founders
‣ Small business owners planning a launch
‣ Side hustlers going full-time
‣ Cafe, salon, boutique, and service businesses
‣ Anyone writing a business plan or seeking funding

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📥 YOU WILL RECEIVE 📥

→ A PDF with the link to the Startup Cost Calculator for Google Sheets
→ An Excel (.xlsx) version of the calculator
→ A pre-filled SAMPLE spreadsheet with example cafe startup data
→ Full setup instructions included in your template

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💻 YOU WILL NEED 💻

1. A free Google account (for Google Sheets version)
2. OR Microsoft Excel (for .xlsx version)

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🔑 LICENSE & TERMS OF USE 🔑

Personal / single-business use only. Single-user license. Redistribution prohibited.

📕 REFUND POLICY 📕

Digital purchases are final. Contact us with any issues.

⚖️ DISCLAIMER ⚖️

This template is for informational purposes only. EasyVault does not provide financial advice. Consult a qualified professional before making major financial decisions.

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